Questions Of the Month
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You asked and we responded. In this section, we share with you the questions (with
the answers) we fielded most last month.
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Note: To better serve you, this section may occasionally
include a timely topic review based upon what we perceive to be an expressed need
of our members, agents, or employers.
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What were the most recent top 5 class code inquiries received by MWCIA?
1. Boat Dock Install(roll-in/rollout style):
Code 9014--"Janitorial Services By Contractors & Drivers"
2. Lawn Mowing:
Code 9102 --"Park NOC - All Employees and Drivers"
3. Landscaping:
Code 0042 --"Landscape Gardening & Drivers"
4. Massage Therapist - class code depends on where the services are provided:
Code 9586 --"Barber Shop or Beauty Parlor/Hair Styling Salon"
Code 9063 --"Health or Exercise Institute & Clerical/Spa or Steam Bath"
Code 8832 --"Physician & Clerical"
Code 8017 --"Store Risks - Retail NOC"
5. Nannies:
Code 0913 --"Domestic Workers - Residences - Full Time" (Over 20 hours/week)
Code 0908 --"Domestic Workers - Residences - Part Time" (Less than 20 hours/week)
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Where can I find information regarding the experience rating split point changes?
Please review the Frequently Asked Questions Circular No. 12-1620 found here. For additional questions, please contact MWCIA's Actuarial Department at (952) 897-1737, option 3, or email at actuarial@mwcia.org .
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Where can I find information regarding the Department of Labor and Industry's (DLI) New Construction Registration Pilot Project?
Please review Circular Letter 12-1618 found here. For more information about contractor registration, please contact DLI at (651) 284-5074 or dli.register@state.mn.us.
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What are the 2011, 2012, and 2013 minimum and maximum payroll figures for sole proprietors, partners and officers electing coverage?
2011--$22,568 minimum and $90,272 maximum
2012--$23,296 minimum and $93,184 maximum
2013--$31,722 minimum and $190,528 maximum
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Are E-mailed or faxed responses to MWCIA criticism letters considered electronic submissions?
No. If you are currently approved to submit policies, cancellations, reinstatements, and change transactions electronically, then submit your response through CDX. If you are not approved to submit data via CDX, then send your responses, hardcopy, through the US Mail.
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What is considered "payroll" for workers compensation?
The definition of payroll, for workers compensaion, means money or subsitutes for money. Refer to the MN Basic Manual, Rule 2 - Premium Basis and Payroll Allocation, B. Payroll, for a list of what's included. Click here to open the MN Basic Manual.
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What constitutes Full Time vs Part Time for the domestic worker codes, 0908 and 0913?
Full Time is more than 20 hours per week and Part Time is less than 20 hours per week.
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What is the difference between a "Combo ID" and "Coverage ID"?
Click here for information.
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How do I obtain a Certificate of Insurance?
A Certificate of Insurance can be obtained from the insurance company/carrier, upon request.
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What are the State Per Claim Accident Limitation amounts for 2011, 2012, and 2013 experience modificatons?
2011--$179,000 2012--$194,000 2013--$202,500
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Are E-mailed or faxed responses to MWCIA criticism letters considered electronic submissions?
No. If you are currently approved to submit policies, cancellations, reinstatements, and change transactions electronically, then submit your response through CDX. If you are not approved to submit data via CDX, then send your responses, using our Manage Policy System.
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