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General

  • What are the 2022, 2023, 2024, 2025 and 2026 minimum and maximum payroll figures for sole proprietors, partners and officers electing coverage?

    FAQ

    • 2022--$64,064 minimum and $256,256 maximum
    • 2023--$66,924 minimum and $267,696 maximum
    • 2024--$69,524 minimum and $278,096 maximum
    • 2025--$71,344 minimum and $285,376 maximum
    • 2026--$73,996 minimum and $295,984 maximum

  • What are the 2022, 2023, 2024, 2025 and 2026 minimum payroll figures for the spouse, parent or child of a sole proprietor, partner, or officer electing coverage? (Payroll of these family members is not subject to a maximum amount.)

    FAQ

    • 2022-$370 per week or $19,240 minimum
    • 2023-$386 per week or $20,072 minimum
    • 2024-$401 per week or $20,852 minimum
    • 2025-$412 per week or $21,424 minimum
    • 2026-$427 per week or $22,204 minimum

  • What are the 2022, 2023, 2024 and 2025 statewide average weekly wages effective October 1, of each year? (for a calculation please contact the MN Dept of Labor and Industry)

    FAQ

    • 10/1/22-10/1/23 = $1,312.74 (102% of SAWW)
    • 10/1/23-10/1/24 = $1363.74 (102% of SAWW)
    • 10/1/24-10/1/25 = $1,481.76 (108% of SAWW)
    • 10/1/25-10/1/26 = $1,536.84 (108% of SAWW)

  • What are the State Per Claim Accident Limitation amounts for Multiple Claims: 2022, 2023, 2024, 2025 and 2026 experience modifications?

    FAQ

    1. 2022--$461,000

    2. 2023--$485,000

    3. 2024--$245,000

    4. 2025--$239,000

    5. 2026--$269,000

  • How does an agent update their agency information in OAR?

    FAQ

    Click on the initials on the upper right of the blue bar on the Home Page. Click on “Profile”. Make your changes and select the Update Profile button.

  • What are the State Per Claim Accident Limitation amounts for a Single Claim: 2022, 2023, 2024, 2025 and 2026 experience modifications?

    FAQ

    • 2022--$230,500
    • 2023--$242,500
    • 2024--$122,500
    • 2025--$119,500
    • 2026--$134,500

  • How do I get on the email distribution list for circulars and newsletters?

    FAQ

    Please send an email request to subscribe@mwcia.org with your name, email address, company name, address, phone number, and whether your company is a carrier, agent, or other (please identify what). When a circular or newsletter is published, you will receive an email notification with a link to the new publication.

  • What is the fax number of MWCIA?

    FAQ

    (952) 897-6495

  • If I own and operate a small business (2 employees) in MN, do I need to cover myself (the owner) to be in compliance with the law?

    FAQ

    Refer to MN statue 176.041, Excluded Employments; Application, Exceptions, Election of Coverage, Subd 1.For further clarification or interpretation, please contact the MN Department of Labor and Industry (651) 284-5032 or (800) 342-5354.

  • How do I obtain a Certificate of Insurance?

    FAQ

    A Certificate of Insurance can be obtained from the insurance company/carrier, upon request.

  • How do I determine if someone is an independent contractor?

    FAQ

    For determination of an independent contractor please contact the MN Department of Labor and Industry at: (651) 284-5032 option 3 for the work comp hotline or visit the MN Department of Labor website at: 

    Construction worker misclassification | Minnesota Department of Labor and Industry

    Misclassification FAQs | Minnesota Department of Labor and Industry

  • How do I obtain Loss Runs?

    FAQ

    Loss Runs can be obtained from the insurance company, upon request.

  • How do I obtain a Federal Employer ID (FEIN) #?

    FAQ

    Federal Employer ID (FEIN) #'s may be obtained by contacting the IRS at 800-829-3676 or by visiting the Internal Revenue website: www.irs.gov

  • Who do I speak with about changing an employer address?

    FAQ

    Any change of address should be reported to your insurance agent and company. The insurance company will, in turn, notify MWCIA.

  • What is the difference between a "Combo ID" and "Coverage ID"?

    FAQ

    Click here for information.

  • Where can I find an overview of the current state of Minnesota's workers compensation market?

    FAQ

    Charts that summarize the state of Minnesota's workers compensation market are located here.

  • What browsers are recommended when visiting the MWCIA website?

    FAQ

    We recommend:

    • Internet Explorer 11 or higher
    • Firefox 4.0 or higher
    • Safari (any reasonably recent release)
    • Chrome (any reasonably recent release)

  • Where can I obtain information on Construction Contractor Registration?

    FAQ

    Click here to be redirected to the MN Department of Labor and Industry