Agent

List all codes shown on the policy. This includes both contracting codes and non-contracting codes. Include total payroll and hours worked for each code.

No. MCPAP is not mandatory. However, you will not receive a credit on your renewal policy if you do not complete the application.

We will accept applications after the due date. A two point (.02) penalty will be added to your policy credit factor. We will accept application up to 90 days after the effective date of your policy.

Questions about completing a MCPAP application or the MCPAP program in general, can be discussed with any member of our Underwriting staff by dialing (952) 897-1737 and selecting Option 1 (Underwriting), or you can use our chat feature on the bottom of your screen.

Whenever there is a change in ownership, a change in the legal status, a change in the name of the company, or a second entity is purchased.

When a company is sold, the experience is transferred to the new owner.

They would not be combinable for experience rating. Husbands and wives are considered individuals for workers' compensation purposes.

The experience of the company that was purchased will be combined with the experience of your existing company to create a single experience modification that will apply to both companies.