MCPAP

The Minnesota Contractors Premium Adjustment Program (MCPAP) provides for a premium credit for up to one year for a policy that contains one or more contracting classifications. Employers who paid the qualifying average hourly wage in at least one contracting classification during the calendar year are eligible.

We recommend that the application be completed and submitted online. Since most validations are done as you complete the online application, there is a greater chance that the application will be accepted for processing.

• 2025 MCPAP Online Application
• 2025 MCPAP Hardcopy Application and Instructions
• MCPAP Contracting Class Codes/Credit Table
• Prior Year MCPAP Application and Instructions
• MCPAP Computer Based Training  

All questions and requests for additional information related to MCPAP should be directed to the Underwriting Services Department of MWCIA by calling (952) 897-1737 (Option 1) or by emailing underwriting@mwcia.org.