Future lease commitments as of December 31, 1995 are $380,724 for 1996; $294,359 for 1997; and $10,747 for 1998.

The litigation brought by an Association member in 1993 continued in 1995. A resolution is anticipated in 1996.

Audited financial statements are available at the Association's offices.

Association offices are located in Suite 640 of the Minneapolis Center at 7760 France Avenue South, Minneapolis, Minnesota 55435