Demand for services (experience modification calls, classification calls, MCPAP calls, modification worksheet requests, etc.) continued into 1996 at a high level. Movement of accounts into the Assigned Risk Plan increased slightly over the last year, while premium volume decreased. The number of risks in the Plan, however, remained fairly stable. (See Assigned Risk Plan below.) Test audit services and classification surveys continue to be in demand by companies, agents and employers. Services provided include:

The Underwriting staff interfaces with the public more than any other Association department, handling the majority of employer, agent and carrier representative requests. Underwriting is also responsible for conducting classification surveys and test audits.

The Underwriting staff includes, left-to-right in the front row: Marie Johnson, Director of Underwriting, Melodie LaChapelle and Jane Payne. Left-to-right in the back row: Palmer Koosmann, Gary Bauer and Jeff Kvam.